Instant Funding is a proprietary trading firm offering funded trading accounts for forex, indices, and commodities. This review covers the evaluation process, profit splits, trading rules, fees, and how it compares to FTMO and other prop firms.
Quick Verdict: 4.0/5
Instant Funding delivers on its name — the two-step evaluation process is faster than most prop firms, and the profit splits are competitive. Trading rules are less restrictive than FTMO, making it accessible for swing traders and those who hold positions over weekends.
Funding Levels and Profit Splits
Accounts from $5,000 to $200,000. Profit split: 75% to trader on standard plans, up to 90% on scaled accounts. Phase 1: 10% profit target, 5% max daily loss, 10% max overall drawdown. Phase 2: 5% profit target, same drawdown rules. No minimum trading days required. Bi-weekly payouts from funded stage.
Pros and Cons
- ✅ No minimum trading day requirement
- ✅ Weekend holding allowed
- ✅ Competitive profit splits (75–90%)
- ❌ Consistency rule: no single day's profit can exceed 50% of total target
- ❌ Less track record than FTMO
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