Portfolio Management

YNAB Review 2025: 4.3/5 Stars.

Behavioral budgeting app that teaches mindful spending. Best for impulse spenders. Trade-off: $170/year subscription.

Money management software with budget tracking & bill pay. Works offline. Trade-off: Steep learning curve & subscription costs $60–$120/yr.

Free planning tools + paid management ~0.89%. Best for $1M+ or replacing 1%+ advisors. Trade-off: Expensive vs Vanguard under $1M & aggressive sales.