Ally Bank Review: 3.5/5 Stars.
3.80% APY with innovative Buckets feature. Trade-off: Lower rate than competitors & 1.3/5 support rating.
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Chime Review 2025: 4.2/5 Stars
Instant paycheck deposit with no fees. Best for gig workers. Trade-off: Low APY savings rate (0.5%).
Read MoreSoFi Review: 4.5/5 Stars
SoFi offers 3.80% APY on savings + 0.50% checking with $0 fees—that’s $1,570/year on $50K. Complete review with ROI calculations, red flags, and who benefits most. 100 hours of research.
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