by Wealth Optimiser Fanatic | Nov 12, 2025 | Banking Reviews
★★★½ 3.5/5 Ally offers 3.80% APY with powerful Buckets and investing integration — but poor support and a 2024 breach mean trade-offs for convenience. Explore Ally Bank → 20+ hours of research | 3,700+ Trustpilot reviews analyzed The Bottom Line I spent 40+ hours...
by Wealth Optimiser Fanatic | Sep 14, 2025 | Banking Reviews
★★★★☆ 4.2/5 Chime is a mobile-first bank that removes common fees, provides early direct deposit and SpotMe overdraft protection — saving many users $262–$532/year compared to traditional banks. Start Building Wealth with Chime Mobile Banking → 10+ hours of research |...
by Wealth Optimiser Fanatic | Aug 2, 2025 | Banking Reviews
★★★★½ 4.5/5 SoFi pays 3.80% APY—that’s $568/year on $15K savings—but only with direct deposit. Start Building Wealth with SoFi → 18+ hours of research | 2,000+ user reviews analyzed The Bottom Line I spent 18+ hours analyzing SoFi so you don’t have to....
