Gemini is a US-regulated cryptocurrency exchange offering spot trading, staking, and the Gemini credit card. This 2026 review covers trading fees, security infrastructure, available coins, staking yields, and how Gemini compares to Coinbase and Kraken.
Quick Verdict: 4.0/5
Gemini is the most security-focused US crypto exchange — SOC 2 Type 2 certified with strong regulatory compliance. It is not the cheapest for active traders (Kraken Pro fees are lower), but for users prioritising security and a clean interface, Gemini is the strongest US choice.
Fees
Gemini basic (app): 1.49% per transaction — high for active traders. Gemini ActiveTrader: 0.2% maker / 0.4% taker — competitive with Kraken and Coinbase Advanced. No crypto withdrawal fees (network fees apply). ACH deposits free; wire transfers $10. Staking yields: 1–5% APY depending on asset.
Pros and Cons
- ✅ SOC 2 Type 2 certified — highest US crypto security standard
- ✅ NYDFS regulated — strong US regulatory compliance
- ✅ Clean beginner interface
- ✅ Gemini Credit Card with crypto rewards
- ❌ Basic interface fees (1.49%) far exceed ActiveTrader rates
- ❌ Fewer coins than Kraken
Related Reviews
Comparing crypto exchanges? See our Coinbase Review for the largest US exchange, our Kraken Review for experienced traders who want lower fees, and our DM Tokenized Gold Review 2026 for a crypto-adjacent precious metals alternative.